How much will my adjustable rate mortgage payments be?

This calculator computes the estimated payments and interest for an adjustable rate loan, where the rate increases by the maximum amount allowed at each interval until it reaches the rate cap.



Your initial payment will be $1,296.72.

Financial Details

Home price


Down payment

20.000 %

Beginning payment


Beginning interest rate

3.750 %

Interest calculated


Total amount financed


Total payments


Total finance charge


Calculator tips

The APR calculation above does not include the effects of points, fees, or private mortgage insurance (PMI).

Calculator disclaimer

The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results.

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