How long will it take to pay off my credit card?

This calculator computes how long it will take to pay off a credit card debt.


Current balance

Monthly payment

Interest rate

Show payment schedule


It will take you 68 months to pay off this credit card.  You will pay $1,720.11 in interest over this period.

Calculator tips

This calculator uses exact days compounding to compute the results. Your credit card may use a different method such as the average daily balance (ADB) method. Be sure to talk to a qualified financial professional prior to relying on these results.

Paying the minimum monthly payment amount may not allow you to achieve these results.

The amortization schedule generated by this calculator uses the word "Loan" to describe your current credit card balance.

Calculator disclaimer

The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results.

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